To make payments and access paid services provided by Apple, you have to set up your credit or debit card details and billing information on your Apple ID. If you’re concerned about the security of your card information to avoid financial details from being leaked, exposed or hacked, you would want to take down your credit card from your Apple ID. Now, you may wonder why you can’t remove your credit card from my Apple ID.
When doing so, you must not remove your credit card details by Apple due to certain reasons. In this guide, we’ll discuss some reasons why your credit card hasn’t been removed by Apple even when you try to do so.
You may also learn how to add iTunes gift card to iPhone.
5 Reasons Why You’re Unable to Remove credit card From Your Apple ID
Several reasons may prevent you from removing your card details or any other set up payment method from your Apple ID. Each reason would be adequately highlighted in this section.
Failure to Pay for a Subscription
If you’ve failed to pay for a purchased service or product from Apple Music or App Store, you won’t be permitted to remove your card or payment details from your Apple ID. You must make a successful payment to Apple before removing your card.
Failed payments may be caused by any of the following.
- If your payment card has expired.
- If your card has been blocked or frozen by your bank before Apple could collect payments.
If this applies to you, ensure that to resolve these issues by contacting your bank or banking manager so that Apple could collect pending payments. After the debt has been paid, you can remove your card or payment method by using the following steps.
1. Launch your Settings app on your iPhone.
2. Tap on your name or Apple ID at the top of the Settings page.
3. Tap on Payments and Shipping.
4. Choose the Remove Payment Method option under the Payments Method section to remove your credit card.
Auto-renewal Subscriptions
In case you subscribe to any service that is renew monthly or yearly, you would be unable to remove your card details until you cancel the auto-renewal feature for the specific service(s). Examples of services that require auto renewal are:
- iCloud Storage Upgrade. If you’ve purchased extra storage from iCloud, you would have to renew payments monthly until you cancel the payment plan.
- Apple Music.
- iTunes.
- In-app purchases.
After you’ve cancelled all the auto-renewal plans, you can try removing your card or payment method from your Apple ID.
Family Sharing
Family Sharing allows you to share services from an app like Apple Music between your family members whereby you can pay less and save more on the subscription plan.
If you’re incharge of making payments for these payments while linked with your relatives with Family Sharing, you won’t be able to remove your payment method from the Apple ID.
To remove the payment method, you must first inquire from your family members to cancel or disable the Family Sharing feature from your iPhone. Once you’re permitted to do so, you can go ahead with removing the old payment method or card details.
Change in Geographical Location
The change of your geographical location or country, may affect your payment method. This is because you’re connected with an old Apple ID with an old registered country and currency.
Once you’ve relocated to a new area, it is important for you to adjust your shipping and billing address, current location and a new payment method which matches the local currency of the country.
After you’ve made the necessary changes, go back to your Apple ID and remove the old payment method.
1. Launch your Settings app on your iPhone.
2. Tap on your name or Apple ID at the top of the Settings page.
3. Tap on Payments and Shipping.
4. Choose the Remove Payment Method option under the Payments Method section to remove your credit card.
Purchases from App Store
There are multiple applications and services on the Apple App Store that are not free and would require a valid payment method to gain access to their features.
If your Apple ID hasn’t had a registered credit or debit card linked as it’s payments methods, you could add it to your Apple ID to make in-app purchases and payments.
After making your purchase, you can choose to remove the payment method from the Apple ID via the Settings app.
1. Launch your Settings app on your iPhone.
2. Tap on your name or Apple ID at the top of the Settings page.
3. Tap on Payments and Shipping.
4. Choose the Remove Payment Method option under the Payments Method section to remove your credit card.
Following the methods, now you know why you are unable to remove your Credit card from Apple ID.
FAQs:
1. Open your Settings app on your iPhone.
2. Tap on your name or Apple ID at the top of the Settings page.
3. Tap on Payments and Subscriptions.
4. Choose the Remove Payment Method option under the Payments Method tab to remove your credit card.
1. Launch your Settings app.
2. Scroll down and Wallet & Apple Pay. 3. Select the Apple Pay card that you want to remove.
4. Select Remove Card.
Open your Apple App Store or iTunes.
Then, go to settings there and select General information.
Here, you can verify, edit and change your payment method.
If you have the Google Wallet app installed, open it.
Under the Payments section, you should see the linked cards and select your preferred by swiping through the cards.
Once you’ve located the card, tap on the card.
Select More at the top right corner.
Select Remove.
Launch the Messages app, select the conversation and select the payment.
You should find your Apple Cash card here under the Wallet app.
In the Latest Transactions section, select and tap the payment.
Tap on Cancel Payment.
